Life and Health Insurance Agent (LHIA)
Location: SAINT LOUIS, MO
Job Type: fulltime
Company: Evelyn Jamison - State Farm Agency
Salary: $30000.0 - $60000.0 per year
Category: Insurance
Job Description Apply Now
The Life and Health Insurance Agent (LHIA) position is an excellent opportunity for individuals passionate about helping others achieve financial security and peace of mind. As a Life and Health Insurance Agent, you will play a pivotal role in educating clients about their options for life, health, and Medicare insurance coverage. By understanding each client’s unique needs, you will provide tailored insurance solutions that offer protection and support during life’s most critical moments. This full-time opportunity is ideal for individuals who are motivated by relationship-building, consultative sales, and delivering exceptional customer service.
Working as a Life and Health Insurance Agent (LHIA) means you will be entrusted with guiding clients through insurance decisions that impact their families and futures. Your expertise in life and health products will allow you to recommend policies that address both short-term needs and long-term goals. This role requires a results-driven approach, attention to detail, and a deep commitment to compliance with all industry regulations. You will work closely with a diverse client base, ensuring that every interaction reflects professionalism, accuracy, and care.
As a valued member of the agency team, you will enjoy career development opportunities, valuable industry experience, and the chance to serve clients in a meaningful way. Those who thrive in fast-paced, client-focused environments—and who are committed to growing their careers in the insurance industry—will find this role both rewarding and dynamic. If you are ready to advance your career as a Life and Health Insurance Agent (LHIA), we encourage you to apply by clicking the application button below.
Life and Health Insurance Agent (LHIA) - Summary- Provide expert guidance and support to clients seeking life and health insurance solutions.
- Develop and maintain long-term relationships with clients to ensure their ongoing satisfaction and security.
- Educate clients on insurance products, policy features, and coverage options, including Medicare plans.
- Uphold the highest standards of compliance and ethical conduct in every aspect of client service.
- Consult with clients to assess their life and health insurance needs through comprehensive needs analyses.
- Present, explain, and sell life, health, and Medicare insurance policies to new and existing clients.
- Clearly communicate policy benefits, features, limitations, and exclusions to clients.
- Assist clients with policy changes, claims processing, and ongoing account management.
- Maintain accurate client records and manage follow-up communications to foster ongoing relationships.
- Stay current with industry trends, regulatory updates, and new product offerings.
- Ensure compliance with all state and federal insurance regulations, as well as agency policies.
- Competitive salary with performance-based bonuses.
- PTO including vacation and personal/sick days.
- Valuable hands-on industry experience.
- Growth potential and opportunity for career advancement within the agency.
- Active Life and Health Insurance License required (or willingness to obtain).
- Prior sales experience, especially in life and health insurance, preferred.
- Strong communication, interpersonal, and customer service skills.
- Ability to understand and clearly explain complex insurance products and concepts.
- Detail-oriented with excellent organizational and follow-up abilities.
- Proficiency in using insurance agency software and related technology.
- Energetic and proactive professional with a passion for helping others secure their futures.
- Motivated self-starter comfortable working in a dynamic, team-oriented environment.
- Demonstrated ability to build trust and rapport with clients from diverse backgrounds.
- Goal-oriented with a commitment to delivering high-quality service at every touchpoint.
- Keen interest in professional development and ongoing learning within the insurance industry.
- Full-time employment as a Life and Health Insurance Agent (LHIA) provides exposure to a wide range of insurance products and client needs.
- Opportunities for advancement are available for high performers committed to ongoing growth.
- Working as a Life and Health Insurance Agent (LHIA) offers the chance to make a meaningful impact in clients' lives by providing critical financial protection and guidance.
- Applicants must be eligible to work within the United States and able to meet all licensing requirements for the role.
If you are ready to take the next step in your insurance career and are excited about making a difference as a Life and Health Insurance Agent (LHIA), submit your application now by clicking the job application button. Join a team dedicated to delivering value, security, and exceptional service to every client.